Magnolia Insurance Agency specializes in homeowners insurance for new construction buyers in Summers Corner. We make sure you are properly covered at closing — and every year after.
Summers Corner is a premier master-planned community in Summerville, SC — featuring thoughtfully designed neighborhoods, top-rated schools, and convenient access to everything the Charleston metro has to offer.
New construction homes require special attention — from accurate replacement cost valuations to understanding what your builder warranty does and does not cover.
Thomas Snowden has helped families in Summers Corner get properly covered without the pressure of a captive agent.
Many new homeowners assume their purchase price equals their replacement cost. Construction costs often exceed home values — leaving you underinsured.
Your builder warranty covers workmanship defects — not fire, storm damage, theft, or liability. You need a full homeowners policy from day one of closing.
Parts of the Summerville area carry flood risk. Thomas will check your property's flood zone and advise on whether flood coverage is needed.
Your lender requires this at closing. We shop multiple carriers to find you the best coverage at the best rate.
Bundling home and auto typically saves 15 to 25 percent on both. Thomas finds the bundle that saves you the most money.
Extra liability protection above your home and auto policies for pennies on the dollar — especially important for new homeowners.
"Thomas made getting insured on our new Summers Corner home completely painless. He found us a better rate than we expected and explained everything clearly. Highly recommend."
— Summers Corner Homeowner, Summerville SC
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Magnolia Insurance Agency