Personal Lines Insurance

Coverage built for
Lowcountry families.

From your first home in Summers Corner to your growing family in Mount Pleasant — Magnolia shops dozens of carriers to find you the right coverage at the right price.

Homeowners
Auto
Renters
Flood
Umbrella

Personal Insurance for Every Stage

Whether you are a first-time homebuyer, a growing family, or looking to protect everything you have built — we have the right coverage for you.

Homeowners Insurance

Protection for your home, personal property, and liability. We make sure coverage reflects true replacement costs — critical for new construction in the Lowcountry.

Auto Insurance

Liability, collision, comprehensive, and uninsured motorist coverage. We shop multiple carriers to find your best rate without sacrificing coverage.

Renters Insurance

Affordable protection for your personal belongings and liability. Often less than $20 per month and frequently required by landlords.

Umbrella Insurance

Extra liability protection above your home and auto policies. Protects your assets from major claims for pennies on the dollar.

Flood Insurance

The Lowcountry has unique flood exposure. Standard homeowners policies do not cover flooding — we find the right coverage for your flood zone.

Specialty Coverage

Jewelry, art, collectibles, boats, golf carts, and more. We make sure your most valuable possessions are properly covered.

Home plus Auto saves you more.

Bundling your homeowners and auto insurance typically saves 15 to 25 percent on both policies. Thomas finds the bundle that actually gives you the biggest combined discount.

Get a Bundle Quote

Common Bundle Combinations

Home + AutoSave 15-25%
Home + Auto + UmbrellaBest Value
Home + FloodLowcountry Essential

Free Quote — No Obligation

Ready to get covered?

Fill out the form and Thomas will personally reach out within one business day. No pressure, no jargon.

  • Multiple carrier comparison
  • Personal, commercial, life & health
  • (843) 900-1840
  • sales@magnoliainsurancesc.com

Get Your Free Quote

Magnolia Insurance Agency